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Start your South West building journey with Keystart

Get your start in the property market with Keystart

With historically low interest rates and low property prices, now is a great time to be getting into the housing market by building your first house. In contrast to the soaring prices of the mining boom, it’s now possible to pick up a nice slice of land at a great price. However, the irony of the situation is that lots of would-be first home buyers haven’t been able to take advantage of these favourable conditions because it has become increasingly difficult to get a home loan. This is where the Governments Keystart home loans come in. If you’re among the large numbers of people that have found themselves struggling to qualify for a home loan due to the banks’ increased level of scrutiny on their lending, then it’s understandable that you might be a bit frustrated. But don’t get too disheartened! The State Government has recently announced a policy change that could help you kick start your Southwest homeownership dream. Keystart home loans were a State Government initiative set up to provide first home buyers with low-interest home loans designed to help get people into the property market. This year they announced that they would be increasing the scheme’s income limits by $15,000 (for singles and couples) and $20,000 (for families). This means that it’s now easier than ever to build an amazing first home that will allow you to take advantage of all of the fantastic lifestyle benefits of living in the Southwest, and we can help make that happen! Unlike a home loan from a bank, a Keystart low deposit load doesn’t require expensive Lender’s Mortgage Insurance. You can even get started with a deposit of as little as 2%! This makes the prospect of homeownership a lot more realistic for many people and is expected to result in the building of around 11,000 new first homes.

Get In Quick To Make Sure You Don’t Miss Out!

If you want to take advantage of this unique opportunity, then you need to act quickly to make sure you don’t miss out. The new, higher Keystart income limits expire in June 2020 (after which they will revert back to their normal rate), so you need to act now if you want to make the most of this chance to get into a home of your own. If you’d like to learn more about how you can find out if you qualify for a Keystart low-interest home loan – and the kind of fantastic home we can build for you if you do -then just get in touch with us today!

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